Mortgage Loan Processor
Location: Fort Washington, Pennsylvania
Description: Green Tree is presently looking of Mortgage Loan Processor right now, this occupation will be delegated in Pennsylvania. For detail informations about this occupation opportunity please read the description below. OBJECTIVES OF POSITION
The primary purpose of a Mortgage Loan Processor is to manage the customer relationship from application to closing and take all necessary ! steps in accordance with internal policies and procedures to bring the transaction to a ready to close status. This will include efficient use of our technology systems to apply proper processing and underwriting for all types of first and second mortgages. A Processor will obtain essential documentation, issue mortgage decision (within stated limits) or submit to underwriting within determined timeframes and work with customer to satisfy all conditions of approval within salability guidelines. The Processor will have knowledge of marketing programs and underwriting guidelines according to the secondary market sources (FNMA/FHLMC, FHA, VA, private investors, and all Home Equity products).
A Processor is expected to proactively create and maintain a close relationship with all parties involved in the mortgage transaction. Superior Customer service is paramount to meet both internal and external expectations.
The Mortgage Loan Processor works as part of a Te! am but is individually responsible to prioritize their own tas! ks to appropriately balance the position’s fulfillment demands. Adherence to established turn time, productivity and quality metrics is a requirement. A Processor is expected to use independent judgment/decision-making to look at ways to improve the origination process through information received from our customers.
MAJOR ACCOUNTABILITIES
Receive and complete setup of incoming loan applications. Validate appropriate documentation as required by processing option, DU, or other automated underwriting or evaluation tools.
Record and analyze all incoming information to ensure guideline compliance and evaluate loan feasibility.
Determine and obtain acceptable methods of documentation and compensating factors when necessary.
Send written requests or make phone calls to customers, attorneys, Realtors, and other third parties to obtain additional information required.
Use of fulfillment system as a tracking method to record status and custo! mer information.
Make underwriting decision and/or recommendations on all loan files within stated lending authorities. Identify transactions which need Underwriter review; package and submit within in pre-determined timeframes.
Review and apply new information received regarding investor and underwriting guidelines, company policies, processing procedures, etc.
Issue customer correspondence. Commitment letters, 10 day incomplete letters, Re-disclosure requirements, TILs and any agency specific documents.
Maintain close communication with customers, Sales partners and Operations Team Lead to ensure proper and timely fulfillment.
When applicable facilitate the ordering of payoffs, subordinations (both internal and external) and work with third party vendor to obtain title policy.
Clear all conditions using company approved procedures.
Perform State High Cost test (if applicable)
Meet established productivity levels and turn around times as set! by National Operations.
Perform various additional tasks as assign! ed.
SELECTION CRITERIA
High School Diploma or equivalent is required
Excellent communication skills (written, verbal, listening)
Excellent interpersonal skills
Sound judgment skills
Experience with delegated underwriting with use of automated engines (DU, LP)
Detail oriented and well organized
Ability to handle multiple priorities and produce results
Ability to work independently as well as part of a team
Ability to handle frequent changes
Ability to maintain confidentiality and adhere to company privacy polices
Ability to meet attendance standards and work overtime as determined by Operation Team Lead
Creative/innovative problem solver
High level of integrity
Self motivated/takes initiative
Bi-lingual skills a plus
Proficiency with computers and the keyboard
We are proud to be an EOE. We maintain a drug-free workp! lace and perform pre-employment substance abuse testing.
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If you were eligible to this occupation, please give us your resume, with salary requirements and a resume to Green Tree.
Interested on this occupation, just click on the Apply button, you will be redirected to the official website
This occupation will be opened on: Fri, 14 Jun 2013 19:43:43 GMT
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