Mortgage Loan Closer
Location: Fort Washington, Pennsylvania
Description: Green Tree is employing Mortgage Loan Closer right now, this career will be depute in Pennsylvania. More details about this career opportunity please read the description below. OBJECTIVES OF POSITION
The primary purpose of a Mortgage Loan Closer is to manage the customer relationship through the closing process. This will include efficient use of our technology systems to app! ly proper closing and funding procedures for all types of first mortgages. The Consumer Services Operations Closer will obtain essential documentation to accurately prepare closing documents and disburse funds in accordance with salability guidelines. A Loan Closer must have knowledge of internal policies and procedures and adhere to requirements of secondary market sources (FNMA/FHLMC, FHA, VA and private investors).
MAJOR ACCOUNTABILITIES:
Maintain close communication with customers, Sales partners, third party Vendors and Operations Team Manager to ensure proper and timely fulfillment.
Send written requests or make phone calls to customers, attorneys, Realtors, and other third parties to obtain additional information required.
Use of fulfillment system as a tracking method to record status and customer information.
Review and apply new information received regarding investor and underwriting guidelines, company policies, pro! cessing procedures, etc.
Follow Re-disclosure require! ments, TILs and any agency specific documents.
Verify underwriting and funding conditions are signed off on underwriting approval
Review title requirements for state specific mortgage attachments and /or state mortgage tax requirements.
Ensure borrower obtains adequate Homeowners insurance coverage (flood, wind)
Gather and prepare information for completion of closing documents including 3rd party fees, payoffs and subordinations
Confirm loan information in the fulfillment system is accurate. Verify loan terms including rate, term, price and ratios have not gone outside of allowable tolerances per established guidelines.
Prepare and deliver closing documents, including the most complex files.
Review final Hud-1 for accuracy and compliance. Reconcile within the fulfillment system. Verify seller and lender credits, funds on deposit, payoff of debt (if applicable) and ensure borrower has met minimum investment requ! irements (if applicable)
Follow up with closing/escrow agent to verify consummation of loan, disbursement of funds and advise of any problems or concerns.
Reconcile loans that have not funded and retrieve funds from closing agent.
Meet established productivity levels and turn around times as set by Operations.
Perform various additional tasks as assigned
SELECTION CRITERIA
This position requires at least 3-5 years of Mortgage/Closing experience. Fulfillment experience including Processing or Underwriting knowledge a plus. A thorough understanding of conventional, FHA and VA underwriting guidelines and the ability to apply guidelines to individual loan files is necessary.
A high school diploma is required, and a bachelor’s degree is preferred. Courses in Real Estate, appraising, mortgage banking and communications would be extremely helpful.
This position also requires the following characteristics:!
Excellent communication skills (written, verbal, listening)
Excellent interpersonal skills and professional demeanor.
Sound judgment skills
Detail oriented and well organized
Ability to handle multiple priorities and produce results
Ability to work independently as well as part of a team
Ability to handle frequent changes
Ability to maintain confidentiality and adhere to company privacy polices
Ability to meet attendance standards and work overtime as determined by Operations Team Lead
Creative/innovative problem solver
High level of integrity /strong work ethic
Self motivated/takes initiative
Bi-lingual skills a plus
Proficiency with computers and the keyboard
We are proud to be an EOE. We maintain a drug-free workplace and perform pre-employment substance abuse testing.
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If you were eligible to this career, please email us your resume, with salary requirements and a resume to Green Tree.
Interested on this career, just click on the Apply button, you will be redirected to the official website
This career starts available on: Mon, 08 Jul 2013 14:35:20 GMT
Apply Mortgage Loan Closer Here